July 3rd, 2010
There are so many things that you can do outside of your house. My parents often says that I should spend some time on my life outside, doing outdoor activity with my friends. They do know that I prefer staying at home, watching television or movie or playing computer games. But father bought me a cycling, just to convince to went out and have fun outside.He told me that the father of my best friend will also buy his son a cycling bike and ask me if I could also buy you one so that his son can have someone that he can play with. I told him that I am too old enough to play outside. He then explain that the mountain bikes was not just a toy but also a vehicle that I could use to stroll around the village. Along with the bikes father also provided me with Bike saddles, bike locks, bike helmets and the bike shorts. Accessories that I could also wear as I enjoy biking. Father said that it would be a memorable moment that I can do since I am still young. He told me that he before he use to hate biking, but when he grows old, he seems having a feeling that he misses this part of youth experience.
Tags: Shopping
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March 9th, 2010
Use the latest technology for efficiency and ease. Things are changing fast. Today’s new gadget is quickly replaced. You have many choices to have a telephone close to you so you can use it conveniently, sometimes on your belt, in an ear plug, or whatever so you can do many other things while you talk.
On the other hand, maybe you don’t want to be disturbed by telephone conversations. There are answering machines, voice mail, and caller ID to shield you from unwanted interruptions. When you return calls, you are the caller and more in control of the timing of the call, when to place it and when to hang up.
Tags: Reference
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February 9th, 2010
Recognizing the power of communication leads ethical speakers to a genuine concern for how words affect the lives of their listeners. We conclude this chapter by introducing two related ideas: how the “other” orientation of public speaking requires us to be more ethically sensitive, and how applying universal values may help us overcome the problems of audience diversity.
Developing an “Other” Orientation. Mary began her public speaking class with a great deal of concern about her own fate. During the class, however, as she grew more confident about her competence and as she came to know and like her classmates, she increasingly prepared her speeches with them in mind. In so doing, Mary developed an “other” orientation and grew away from ego centrism, the tendency to believe that our thoughts, dreams, interests, and desires are. Jaksa and Pritchard, in Communication Ethics: Methods of Analysis, offer a pertinent example: “After offering a lengthy explanation of the importance of egocentricity in Kohlberg’s theory of moral development, [one of the authors of this text] . . . was greeted with this response from a student. “I think I understand what egocentric thinking is.
Tags: Education
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January 9th, 2010
Applying Universal Values. We have already noted that the public speaking class encourages us to counter ethnocentrism, which is the group parallel to ego centrism in that it holds up our own culture as the most desirable model. We learn to respect one another’s backgrounds, and to look on the world through different cultural windows. But this also presents us with a problem. If the members of your class represent many cultures, each offering a different outlook, then how can you frame a speech that will communicate and will have appeal across these many audiences-within-an-audience?
One answer to this perplexing problem has been offered by Rushworth
M. Kidder, former senior columnist for The Christian Science Monitor and president of the Institute for Global Ethics. In his book Shared Values for a Troubled World, Kidder reports interviews with leading moral representatives of many cultures that indicate the existence of a global code of ethical conduct, centering on the deeply and widely shared values of love, truthfulness, fairness, freedom, unity, tolerance, responsibility, and respect for life.28 If Kidder is correct, appeals to these fundamental values should resonate in any culture, and should be well received by the diverse members of your public speaking class. We shall say more about how to effectively engage such values.
Tags: Education
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December 9th, 2009
Act confident, even if you don’t feel that way. When it is your turn, walk briskly to the front of the room, look at your audience, and establish eye contact. If appropriate to your subject, smile before you begin your presentation. Whatever happens during your speech, remember that listeners cannot see and hear inside you. They know only what you show them. Show them a controlled speaker communicating well-researched and carefully prepared ideas. Never place on your listeners the additional burden of sympathy for you as a speaker—their job is to listen to what you are saying. Don’t say anything like “Gee, am I scared!” Such behavior may make the audience uncomfortable. If your mind should go blank during a presentation, don’t panic. Go back over what you have just said, as though you are giving your audience a reminder. They will appreciate the help, and you will give your mind a chance to get back on track. Above all, keep talking. You will find your way. If you put your listeners at ease with your confident appearance, they can relax and provide the positive feedback that will make you a more assured and better speaker.
Tags: Education
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November 9th, 2009
Make a promise to yourself that you will not enter or leave a room in your house without improving its appearance. Just putting a toy or book away or straightening the towels in the bathroom will make the room look better. Better yet, keep dustcloths (some specially treated to attract dust or for polishing in pop-out dispensers) in handy, out-of-the-way places, and by the time you’ve gone in and out of a room a few times, you may have it dusted! Use handy treated cleaning cloths to improve kitchen and bathrooms.
Make every trip count. Every time you go upstairs, take something along that needs to be taken up. Same with trips to the basement, garage, from the car, from the office. Look around before you go, and don’t empty-handed.
Tags: Home living
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October 9th, 2009
Resist fear and nervousness. Feel good about the exams and yourself. If you have time, someone calls or visits, socialize. As long as you have satisfactorily finished your reviews, you can and should engage innormal activities so that your brain will not br agitated. The rule is precisely to take the review off your consciousness afterwards. You can even watch your favorite TV programs or go out, for as long as you sleep on time.
Be aware that students have the trendency to fear exams but recognize that it is only a tendency. People create or submit themselves to fear, Fear is not invincible. It is a subject to us. It is reasonable only when you are not prepared adequately should eliminate all fear of exams. Stay top on it and do not let your frightened classmates drag you down. Rather,lead them to take their studies seriously also.
Tags: Education
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September 9th, 2009
Decide what libraries and offices and personalities to visit, the distance and the length of time it take to gather information if you are preparing a short report, a demonstrations, a debate, a video, a research paper or an interview. Assign tasks to members of your group. Base the schedule on the date of presentation. If the task is too much, change the topic to a lighter and available one. Adjust th eproject schedule to your class activities as well. As your group members for their contributions to overall resources, such as books, costumes, and props, telephone calls, actual research work, supplies and video films. Hold short informal meetings daily for updates. Rehearsals should be scheduled and held at convenient places and often enough. Every group member should have a definite responsibility towards the success of the project. Contribute best, because your standing in the course or subject is at stake with your performance.
Distance is an important factor in your project. As much as possible, visit sources of information and persons as close to school as possible. Avoid spending for transportation and wasting time and effort on distant places. Be as resourceful and economical as possible. Make your own designs and chip in an unavoidable expenses such as snacks and basic supplies.
Preparation of handicrafts and menus involves the sources of raw materials, time allotment for the production and costs. Show the teacher how you are faring along in each stage of the production of your handicraft, menu writing and the acquisitions of the ingridients. Indicate the utensils to be used in preparing the dish.
Tags: Education
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August 9th, 2009
There are two reasons people take the trouble to channge how they live. The first is a desire for harmony. These people simply want to live more beautifully and peacefully.
Others, however, seek change as a desperate attempt to relieve the discomfort of disorganization and the pain of clutter. They’re powerfully motivated to do what it takes to ends the frustration they feel.
There are reasons to be annoyed. That said, go ahead and be annoyed. It’s okay. It’s even desirable. be very, very annoyed when you can’t find your tax information. But you have no choice, you have to search doggedly for the lost papers. You need to mail a letter but don’t have stamp. So you put the letter aside, hoping you’ll remember where you put it when you finally buy a stamp. In the meantime, the letter become hopelessly lost.
The new lightbulb you need is stored high on a shelf behind a precariously balanced pile of stuff. Touch it, and everything will tumble. So you put off replacing the burned out bulb. In the meantime, you strain to see in the dimness.
You can’t find clothes that match. You do the best you can to put together an outfit quickly so you’re not late-again. You can’t invite people into your house because it’s just too messy. You can learn to live without the companionship you always hoped you’d enjoy in your home. Making excuses to keep people out has become automatic.
You forget the birthday of your favorite Aunt, who may not have many more birthdays left. You planned to send her a sweet card, but you don’t have a system for remembering these kinds of occasions. Regret over mistakes like this often clouds days that should have been happy.
Tags: Reference
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July 9th, 2009
The disappearing trade-in. After negotiating a price on your trade-in, the salesman fails to credit the full amount in the lease—or he just increases the cap cost to cancel out part of the trade-in. Sometimes none of the trade-in amount is credited. This is known as a “home run.
The disappearing cash down payment. After talking you into putting additional cash down to lower your monthly payments, the salesman fails to credit the full amount in the lease—or he just increases the cap cost to cancel out part of the down payment. Sometimes none of the cap reduction is credited. This is also known as a ‘home run.
You don’t pay for the whole car, only the part you use.
This dishonest statement is used to convince you that leasing is cheaper than buying. The salesman fails to
mention that you will be paying interest on the whole car not just “the part you use, and the total interest you pay on a lease will be a lot higher than it would be on a loan at the same terms.
“No money down” advertising. Ads say that you can lease with no down payment, but lease companies almost always require the first month’s payment and a security deposit, in addition to tax, license, and registration fees.
The future value of the vehicle is guaranteed. This little trick is often used to hide the fact that the residual or purchase option price has been inflated. In other words, the vehicle will be worth less sometimes a lot less than the residual at the end of the lease.
Deceptive advertising. Low-payment ads are run for leases that require large down payments and/or trade-ins. Also, advertised prices are often limited to one vehicle, or they only apply to stripped-down models.
The phony “investment earnings” claim. Salesmen often use hypothetical investment earnings on the “initial cash savings from a lease” to make it look better. Since so many people who lease low-to-mid-priced vehicles are leasing because they can’t afford higher loan payments, the “investment earnings” claim is phony because most people won’t have anything “left over” to invest.
The dishonest “financing is cheaper” program. Some salesmen have talked all-cash buyers into leasing after using a dishonest computer program to “prove” that financing is cheaper than paying cash. It isn’t. (About 5,000 dealers in the U.S. purchased this program.) Even when below-market financing is available, it’s almost always
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offered instead of a (cash) customer rebate, so it might only be a bargain if you intend to borrow a lot for a long time (which isn’t smart, anyway).
Inadequate disclosure. Failing to disclose any of the following in writing: cap cost (purchase price), cap reduction, trade-in, residual, monthly payment, total finance charges, interest rate, allowable mileage, excess mileage charge, acquisition and disposition fees (if any), total due at lease signing, purchase option price, and explanation of termination penalty.
NOTE TO LEASE VICTIMS
If you think that you were victimized by any of the tricks described in this chapter, be sure to read “Note to Victims of Leasing Fraud” on the Summary page. It will explain what you should do if fraud was involved to cheat you on a lease.
Tags: Cars
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